Legal
Terms & Conditions
Effective date: October 4, 2026
These Terms & Conditions apply to your use of the Ready Retirement Review website and request form. By using our website and submitting your information, you agree to these Terms and to our Privacy Policy.
What we do: Ready Retirement Review publishes educational information for people approaching retirement — federal, state and local, and private-sector savers — and connects those who want one with a licensed retirement professional. When you complete our form, you are asking to be contacted, and a professional may reach out to you by phone, text, or email.
Not government-affiliated. We are not a federal, state, or local government agency and are not affiliated with, endorsed by, or acting on behalf of OPM, the Thrift Savings Plan, the Federal Retirement Thrift Investment Board, any state or local retirement system, or any other government agency or plan administrator. Nothing on this website is an official communication from any of them, and we cannot process, administer, or change your retirement benefits.
Educational information only. The material on this website, including the brief on retirement decisions, is general and educational — it is not personalized financial, investment, tax, or legal advice, and it is not an official benefits estimate. Retirement rules — federal, state, and employer plan rules alike — are detailed, change over time, and depend on your individual record. Always verify anything that affects you with your HR office, your retirement system, or your plan administrator, and consult a licensed professional, before you act.
Consent to Be Contacted
By submitting your information, you agree that Ready Retirement Review and the licensed professional or company selected to respond may contact you at the telephone number and email address you provide — including by phone call, text message, and automated or prerecorded voice messages — even if your number is listed on a Do Not Call registry. Your consent is not a condition of purchasing any product or service. Message and data rates may apply. You may opt out of texts by replying STOP, or unsubscribe from emails using the link in any message.
Eligibility & Accurate Information
You must be at least 18 years old and a U.S. resident to use our website. You agree that the information you provide is accurate and belongs to you.
No Guarantees
Retirement benefits, product features, rates, and availability are determined by the relevant government programs and by the companies that offer them, vary by individual circumstances and by state, and can change at any time. We do not guarantee that you will qualify for any particular benefit, product, rate, or result, or that any figure discussed will match your official entitlement.
Third-Party Services
Our website includes tools operated by third parties, such as appointment scheduling. We are not responsible for the content, products, or practices of third parties, and your use of them may be subject to their own terms and privacy policies.
Our Website "As Is"
We provide our website and form "as is," without warranties of any kind. To the fullest extent permitted by law, Ready Retirement Review is not responsible for any indirect, incidental, or consequential damages arising from your use of the website or reliance on its general information.
Changes to These Terms
We may update these Terms from time to time. The updated version takes effect when we post it with a new effective date. Continuing to use the website means you accept the changes.
← Back to Ready Retirement Review